Market for Senior Settlement Transactions
The Life Settlement Industry provides
a unique financial service to policyholders to use their
life insurance policy as a liquid financial asset. A
Life Settlement involves the sale or transference of
an existing life insurance policy in exchange for compensation,
monetary or otherwise. It is an invaluable service for
those in need of financial assistance or a timely alternative
for senior individuals re-assessing their estate planning
How much will I receive?
The amount you will receive in a Life
Settlement reflects the discounted future value of your
life insurance proceeds. There are several important
factors in the computation of this "present value"
amount. These factors include the health condition of
the insured, the annual cost of maintaining premium
payments, and a discount rate.
When should a Life Settlement be
life insurance premiums become too expensive to continue
- When re-evaluating
your estate planning
- When a key
man of an organization retires
- When there
is a change in your health condition
- When the policy may be approaching
- When considering purchasing new insurance
coverage, such as Long Term Care coverage
Why choose Individual Benefits?
Individual Benefits is one of the most
broadly licensed Life Settlement firms in the nation.
Since we were among the early participants in the industry,
our many years in the Life Insurance Settlement business
have made us an industry leader with an impeccable record.
Our superior customer service has produced excellent
relations with the most prominent and secure investment
sources providing unparallel leverage to negotiate on
your behalf. With Individual Benefits you can count
on the highest level of service and integrity.